A Mortgage Program
isn't a single or simple answer to this question. The right type
of mortgage for you depends on many different factors:
current financial picture.
you expect your finances to change.
long you intend to keep your house.
comfortable you are with your mortgage payment changing.
example, a 15-year fixed-rate mortgage can save you many thousands
of dollars in interest payments over the life of the loan, but
your monthly payments will be higher. An adjustable rate mortgage
may get you started with a lower monthly payment than a fixed-rate
mortgage -- but your payments could get higher when the interest
best way to find the "right" answer is to discuss your finances,
your plans and financial prospects, and your preferences frankly
with a mortgage professional.
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